What is a granny annexe? An annexe is a self-contained unit that’s either joined onto or adjacent to a main and usually larger building. In most cases, it will offer a degree of independent living ...
With 100% mortgages, you borrow the entire value of the home you want to buy – rather than having to save the minimum 5% deposit up front. Before 2008’s financial crash, 100% mortgages were common and ...
What is an open house? When you are selling your home, an open house replaces the need for successive numbers of viewings. Instead of conducting viewings as and when, you set aside a few hours on a ...
The Bank of England now expects over five million homeowners to face higher mortgage bills by 2028, one million more than previously estimated. More than one million extra homeowners are now expected ...
What is no sale no fee conveyancing? No sale no fee conveyancing is an arrangement where you don’t need to pay legal fees if your house purchase or sale falls through. This type of conveyancing ...
Got a mortgage with Halifax? Here's what the switch to Lloyds means for your mortgage, savings and bank accounts. If you have a Halifax mortgage, you don’t need to do anything. Lloyds says the change ...
Metro Bank has launched a new Joint Borrower Sole Proprietor (JBSP) mortgage that allows eligible buyers to borrow up to 100% of a property's value with the support of family. We explain how the new ...
Moving into a new build home is exciting but it does have its own set of challenges. Here’s what needs to be on your checklist to ensure the process of moving into a new build is as smooth as possible ...
Is changing my property solicitor possible? In short, yes, you can change solicitors. If you’re unhappy, for whatever reason with the solicitor handling your property purchase or sale, you can switch ...
What is a restrictive covenant? Restrictive covenants are binding conditions that are written into a property’s deeds or contract by a seller to determine what a homeowner can or cannot do with their ...
If you share a wall with a neighbour - known as the party wall - and are undergoing building works then you may need to involve a party wall surveyor. This can complicate things, create more paperwork ...